About Centinel

Built from real frustration with modern cash flow.

Centinel was born out of a simple question: “Am I safe?” — the question that budgeting apps couldn’t reliably answer.

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Our Story

When one of our founders switched from semi-monthly to biweekly pay, his cash-flow rhythm broke. Income started landing every other Friday, but his bills stayed monthly. The mismatch left him constantly running numbers—asking whether his current balance and upcoming paychecks would cover what was ahead.

He tried a traditional budgeting app but quickly realized it couldn’t help: it showed where his money had gone, not where it was going. And in a world where credit-card spending doesn’t hit your bank account until weeks later, that blind spot creates real problems.

We're building Centinel to fix that. Behind Centinel is a small team focused on helping people stay one step ahead of their finances.

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Our Approach

Clarity over complexity

No dashboards for their own sake. Every view exists to answer “Am I safe?”

Transparency, not black boxes

No hidden logic. You see what drives your numbers.

Proactivity, not reactivity

We help people act before there’s a problem—not after it hits.

STAY A STEP AHEAD

Limited Early Access.

Join the waitlist for priority access to Centinel’s launch and get invited to test features before the general public.